Personal contributions

A personal contribution is where you make your own contribution to your super using your after-tax income.

How do I make a personal contribution?

BPAY is the simplest way to make a personal, after-tax contribution directly into your account. You can do this online or by phone.

You'll need:

  • Our BPAY Biller Code (484469), and
  • Your LUCRF Super BPAY Customer Reference Number (CRN)

You can find the CRN on your most recent member statement or by calling us on 1300 130 780.

Payroll deduction
Complete this form and hand to your payroll department. It asks your employer to make regular payments from your after-tax pay.

Cheque or money order
Complete this form and post to LUCRF Super with your cheque or money order. Please write your LUCRF Super member number on the reverse side of the cheque and address your cheque or money order to 'LUCRF Super'.

IMPORTANT! When making a contribution in June, please allow at least four working days before the end of the month to ensure it is processed in that financial year.

Why make a personal contribution?

  • To increase your super balance and help you save more for retirement.
  • You may also be eligible for a government co-contribution where the government gives you extra money for your super. Find out more about the co-contribution.