Fees and charges

Low fees means more money in your account when you retire.

The net amount you will pay is a low
$1.50 (after tax) weekly administration fee
.

When comparing super funds, it is important to consider fees and investment returns, as they could have a big impact on your final investment balance when you retire. We have a long history of strong returns and low fees.

The table below outlines costs that may apply when investing with us.

Type of fee or costAmount1  

Administration fee
Deducted from your account balance every three months or on a pro-rata basis when you close your account.

$1.50 per week
($1.76 gross of tax)
Contribution/transfer-in fee
The fee on each amount contributed to your account by you, your employer or a rollover from another fund
Nil
Buy/Sell spread Nil
Switching fee Nil
Investment fee
The fees and costs for managing your investment. They are deducted from the gross earnings of the fund (not your account).
The investment fee varies according to your investment choice.
Activity fees for payments
Deducted from your account at the time of payment.
NetGross 
$65$76Retirement
$25$29Rollover to another fund
$50$59Severe hardship
$55$65Compassionate grounds
$130$153Death/TPD
$25$29Departing Australia superannuation payment (DASP)
$25$29Small account balance
$25$29Terminal illness
$120$141Family law split fee2
$26.40 Family law enquiry fee3
Advice fee Our qualified representatives can generally provide simple advice relating to super and pensions free of charge.
For more complex matters, or for non-super related advice, we are required by law to charge. This will generally be up to $120 per hour. Any fees charged will first be agreed upon with you before any work commences.

All fee calculations are inclusive or GST.
This figure is split between the two parties, with each paying $60.
Charged to the non-member spouse for a request for information under the Family Law Act by the Trustee company outside the fund.

Insurance premiums

Default insurance cost is $3 per week for Death & TPD. Premiums will vary depending upon the amount and type of cover you choose and other factors such as your age, occupation and your health declarations. Refer to the Insurance section for more details.

You may also be charged other service fees or special request fees for specific services. Refer to our Super Member Guide - Additional Information  and Financial Services Guide.