Insurance that fits you

On 1 July 2019 we are changing the way we offer insurance. These changes will ensure it's tailored to your age, using a life-stages approach rather than the one-size-fits-all.

We’re changing the way we offer insurance so that it’s tailored to your age and life stage, rather than a one-size-fits-all method. Because of this, we'll soon be making some significant changes to our Death and Total and Permanent Disablement (TPD) and Dealth Only Fixed Premium insurance cover.

Although these changes aim to make sure you’re suitably covered at each stage of your life, your personal circumstances might mean your individual insurance needs are different.
 
If you’re affected by these changes you would have recently received a letter and a form in the mail. For what action you need to take, please see "What do I need to do now?" below.
 
The cut-off date to let us know if you want to keep your current cover is 31 May 2019.
 

What do I need to do now? 

Under 33 years of age with Fixed Premium cover?

If you're happy to automatically move to your new level of cover, you don't need to do anything! We will automatically convert to your new level of cover after 31 May 2019. 

If you want to keep your current cover, you need to let us know by 31 May 2019. Please complete the form sent to you and return via the replied paid envelope provided. If we don't hear from you we will automatically convert to the new level of cover.

Don't forget, if your circumstances change you can also review, vary or cancel your insurance cover at any time. Simply contact us on 1300 130 780 or email us at mypartner@lucrf.com.au.

Over 34 years of age with Fixed Premium cover?

You can review, vary or cancel your insurance cover at any time. Simply contact us on 1300 130 780 or email us at mypartner@lucrf.com.au.

Members with Fixed Amount cover?

Your cover will remain the same but you will see a change in your premium. Please contact us on 1300 130 780 for more.
 

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