Better insurance for you and your family

If you have an employer who pays contributions into your super account, you automatically receive default Death and Total & Permanent Disablement (TPD) insurance cover when you join us.*

This provides you and your loved ones with greater financial security if your circumstances were to suddenly change for the worse. To give you even more peace of mind, we’ve recently made some enhancements to your cover.

Get additional cover

You can now obtain more cover despite having a pre-existing medical condition, by excluding future claims payable under the identified condition. You can have up to three exclusions and still apply for additional cover.

You can also take out Income Protection cover, which has also been enhanced.

Help for longer when you need it the most

We’ve introduced a new five-year Income Protection benefit period. This means you’ve got the option of receiving cover for longer.

Reduced fees

We’ve reduced our Income Protection premiums by 10%. If you already have Income Protection cover, this fee reduction is automatically applied so you don’t need to do anything.

Cover for casuals

If you’re employed casually and work more than 30 hours per week (averaged over the previous six months), you can now apply for Income Protection insurance. You could be entitled to receive up to $700 per week of cover by answering six simple questions.

Effective from 1 February 2017. Refer to our Insurance Guide for further information.
*Eligibility criteria applies.