Applying for or changing your insurance cover

You can apply for, increase, change, convert or cancel your insurance at any time*.

The maximum amount of insurance cover with LUCRF Super is $5 million for Death and $3 million for TPD. You can also select either Fixed Premium or Fixed Amount. However, you cannot have a combination of both.

Death Only or Death & TPD

To apply for Death Only or Death & TPD insurance or change your cover, simply follow the steps below:

Step 1
Complete the relevant Member Application Form or Member Insurance Election Form. The forms are available for download.

Step 2
Complete the OnePath Personal Statement if required (required for Personal Plan members who do not have a contributing employer, all requests in excess of cover of $1.1million and for those who answer 'yes' to any of the questions in the Member Insurance Election Form).

Step 3
Send your original signed and completed forms via post to:

PO Box 211
North Melbourne VIC 3051

Please note: The insurance upgrade offer is made by the insurer and therefore the acceptance or rejection of a request is at the discretion of the insurer. You may be requested to provide further medical evidence or attend a medical examination, if required.

Income Protection

You will need to complete the Member Income Protection Form if you're a member of LUCRF Super who has an employer making contributions into your super. If you answer ‘yes’ to any of the health questions, please complete the OnePath Personal Statement and send both forms to LUCRF Super at:

PO Box 211
North Melbourne VIC. 3051

Our group insurer, OnePath Life, will accept or reject your application at its discretion based upon its assessment of the information provided by you.

Click here for a helpful list of the forms needed for various types of cover

Cancel your insurance

If you decide to cancel your cover, insurance premiums will stop being deducted from your account and you’ll no longer be covered under LUCRF Super’s insurance policy.

You’ll still be eligible to make an insurance claim for the period that you were covered under our policy.

Your cancellation will be effective from the date your request is received.

To cancel your cover please complete this form and send it back to LUCRF Super at the following address:

PO Box 211
North Melbourne VIC 3051

*subject to our terms and conditions.