Applying for or changing your insurance cover

Apply to reduce, increase, change, convert or cancel your insurance at any time – the choice is yours.

Only you will know what level and type of insurance cover will suit you and your family’s circumstances, but we can help you work out what’s best. Our insurance calculator can help you tailor your cover according to your personal needs or you can call us on 1300 130 780.

The maximum amount of insurance cover we offer is $5 million for Death Only cover, and $3 million for Death & TPD cover. You can also choose to have either Fixed Premium or Fixed Amount cover.

What would you like to do?

Expand all

Apply for or change my Death Only or Death & TPD insurance 

To apply for Death Only or Death & TPD insurance cover or to change your existing cover, follow the steps below:

  1. Complete the relevant Member Application Form or Insurance Election Form.
  2. Complete the OnePath Personal Statement if:
    ○ you’re a Personal Plan member who doesn’t have a contributing employer
    ○ you want cover of $1.1 million or more
  3. you answer 'yes' to any of the questions in the Insurance Election Form.
    Send your original completed and signed form(s) to:
    LUCRF Super
    PO Box 211
    North Melbourne VIC 3051

Apply for or change my Income Protection insurance

To apply for or change your Income Protection insurance, follow the steps below:

  1. Complete the Income Protection Form.
  2. Complete the OnePath Personal Statement if:
    ○ you’re a Personal Plan member who doesn’t have a contributing employer
    ○ you answer 'yes' to any of the questions in the Income Protection Form.
  3. Send your original completed and signed form(s) to:
    LUCRF Super
    PO Box 211
    North Melbourne VIC. 3051

Cancel your insurance

If you decide to cancel your insurance, please let us know by writing to us at: 

LUCRF Super
PO Box 211
North Melbourne VIC 3051

Your cancellation will become effective from the date your request is received.

We have a handy list of insurance forms that you can download here. You can also contact us on 1300 130 780 or email mypartner@lucrf.com.au for further information about changing your insurance cover.

Please note: Changes to your insurance cover are subject to terms and conditions and are offered by our group insurer, OnePath Life Limited. Therefore, the acceptance or rejection of a request is at their discretion and is based on their assessment of the information provided by you. You may be asked to provide them with additional medical evidence or attend a medical examination.