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LUCRF Super insurance

Peace of mind for you and your loved ones 

Insurance can help you and your loved ones meet everyday living expenses, pay off debts or pay for your children’s education should something happen to you.

Below is a summary of what we offer.

ProductsTypes of coverWork categories

Death and Total &
Permanent Disablement
(TPD)

Fixed Premium

Fixed Amount

Professional

White Collar

Light Blue

Death Only

Fixed Premium

Fixed Amount

Professional

White Collar

Light Blue

Income ProtectionN/A

Professional

White Collar

Light Blue

Heavy Blue

Note: Our default cover is 1 unit of Light Blue Fixed Premium Death & TPD.

Death and TPD

The cost of your insurance cover depends on three factors:

  1. The product you select (Death Only and/or Death & TPD)
  2. The type of cover you choose (Fixed Amount or Fixed Premium), and
  3. The work category that is most suitable (Professional, White Collar or Light Blue).

Please refer to the Death and TPD page for more detail. 

Income Protection insurance

Income Protection premiums are based on weekly rates (in dollar amounts) per $100 weekly benefit. Cost and level of cover depends upon your age, gender and occupation. This is described in further detail on our Income Protection page.