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Great performanceWe offer strong long-term investment performance
for hard-working people like you.

Past performance is not a reliable indicator of future performance.

Last 15 years

LUCRF Super

Average retail (for profit) super fund

Recent data has shown that over the past 15 years, a LUCRF Super member with a starting balance of $20,000 and an starting salary of $35,000, would be, on average, $14,440* better off than if they were with the average retail (for profit) super fund.

What if a member was on a different salary with a different starting balance?
They'd still be better off:
 

Starting salary

Starting balance

LUCRF Super

Retail super fund

Better off

$50,000

$50,000

$264,756

$234,399

$30,357*

$80,000

$75,000

$410,145

$363,547

$46,598*

And even if they only switched to LUCRF Super 10 or 3 years ago, they'd still be better off:

10 year outcomes

Starting salary

Starting balance

LUCRF Super

Retail super fund

Better off

$35,000

$20,000

$81,371

$78,746

$2,625*

$50,000

$50,000

$154,347

$149,446

$4,901*

$80,000

$75,000

$238,720

$231,249

$7,471*

3 year outcomes

Starting salary

Starting balance

LUCRF Super

Retail super fund

Better off

$35,000

$20,000

$34,146

$33,363

$783*

$50,000

$50,000

$75,152

$73,478

$1,674*

$80,000

$75,000

$114,259

$111,773

$2,486*

We're Australia's first industry super fund, which means we deliver profits directly back into our members' accounts, not to shareholders.

Getting yourself sorted for the long term is super simple:

  1. Combine your super into one LUCRF Super account, so you pay fewer fees. All it takes is one phone call – there’s no paperwork and no fuss. Before combining your super you should check how it might affect your insurance in other funds and if they have any exit fees.
     
  2. Download our mobile app. Log in with a 4-digit PIN to view your balance and check your super is getting paid. You can even access your digital member card – simply show it to your new employer when changing jobs to keep your super with us.

Call us today. We're here to help.

*Past performance is not a reliable indicator of future investment returns and should never be the sole factor considered when selecting a fund. Comparisons modelled by SuperRatings, commissioned by ISA Pty Ltd ABN 72 158 563 270 Corporate Authorised Representative No. 426006 of Industry Fund Services Ltd ABN 54 007 016 195 AFSL 232514. Modelled outcomes show average difference in net benefit of LUCRF Super’s MySuper balanced option and the main balanced options of retail funds tracked by SuperRatings with a 3 (144 retail super products), 10 (73 retail super products) and 15 (45 retail super products) year performance history, taking into account historical earnings and fees – excluding contribution, entry, exit and additional advisor fees – of main balanced options. Modelling as at 30 June 2018. See industrysuper.com/footer/assumptions-lucrfsuper-2018 for more details about modelling calculations and assumptions. Consider your own objectives, financial situation and needs before making a decision about superannuation because they are not taken into account in this information.